Financing Your Solar System: What to Ask Before You Sign

Financing makes solar accessible without a large upfront payment, but it's worth understanding the mechanics before you sign anything.

What Determines Your EMI Amount

• Loan tenure — a longer repayment period lowers your monthly instalment but increases total interest paid.
• Interest rate — this varies by lender; ask for the exact rate in writing, not just an indicative range.
• System cost after subsidy — your subsidy is typically deducted before the financed amount is calculated.

The Comparison That Actually Matters

The pitch usually goes: "your EMI is lower than your old electricity bill." Whether that's true for you depends on your specific EMI quote and your specific bill — ask for both numbers side by side before deciding.

Questions to Ask Before Signing

• What is the exact EMI amount, tenure, and interest rate — in writing?
• Is there a processing fee or prepayment penalty?
• What happens to the loan if I sell the property before it's paid off?

We can walk you through financing options as part of your site visit quote, alongside the upfront-purchase alternative, so you can compare both side by side.